We make a big difference to the businesses we work with; why?  Take a look at what you can expect from us….

Face-to-face ongoing consultations

Rather than simply selling your employee a pension plan, rarely to be seen again, we offer every member of staff a free face-to-face retirement planning consultation every year.

We review not just the current pension plan needs but also all earlier schemes from previous employers, any spouse pensions and the predicted state pension payments.

Only by looking at the bigger picture can we assess whether the employee is on course to receive the income they need and create a personal investment strategy to meet their retirement aspirations.

Bespoke portfolios to meet individual needs

Far from expecting all staff to sign up to the same plan, we recognise that all employees are different with individual motivations, income needs and attitudes to risk.

We work with pensions providers that offer the widest range of individual funds so we can build exactly the right portfolio of investments for each employee, based on careful and thorough risk profiling.

Low fund management fees

As we have excellent long-term relationships with pensions providers, your employees will benefit from some of the lowest fund management fees in the market.

We reduce the Annual Management Charge for our clients, on average, by 30% – leaving more money in the pension pot for your staff and we rarely charge any fees to either the company or the individual for at least five years from our appointment.

Full scheme governance

We provide full scheme governance, the best possible protection to ensure that your employees’ best interests are being served and that the scheme remains competitive.  One of our board directors will chair an annual meeting to discuss performance against our service level agreement, review any pertinent market developments and, critically, present feedback from your employees.