Budget 2012 Overview
Summary
The Chancellor presented his third full Budget since the coalition Government took power on Wednesday, 21st March.
Billed as ‘the budget for working people’ with a promise to ‘back business’, Mr Osborne highlighted the Government’s commitment to three specific areas: a stable economy, a fairer, more efficient and simpler tax system and reforms to support growth. Read more →
Second out of seventy seven…not bad!
We’re delighted to report that Cullen Financial Planning placed joint second out of 77 teams in Booth Ainsworth’s annual charity quiz night, held at Edgeley Park on Friday 2nd March. CFP, victorious the previous year, put in another fine performance this time around, in the end losing by just one point to a combined Stockport County FC/Pure FM team. Read more →
March market commentary
On Monday February 27th the German Bundestag approved the Greek bailout by 496 votes to 90. A few days earlier consent had finally been wrung from the Greek politicians, and the €130bn bailout now looks to be in place. Is the Greek debt crisis – the constant theme running through this monthly review – over at last? You would be unwise to bet on it. The move is unpopular with the German electorate (who recognise that they are largely going to pay for it): unpopular in Greece (where the far left are making significant gains in opinion polls) – and still looked on sceptically by many market commentators. Expect to see the words ‘Greece’ and ‘crisis’ in future reviews. Read more →
A day in the life of…Richard Fogarty – Paraplanner
What happens behind the scenes at Cullen Financial Planning?
The role of paraplanner is an important part of the business. Our paraplanner team provide background research and write reports enabling our advisers to deliver the best possible advice to our clients.
To help understanding of the paraplanner role we thought we’d let Richard share a typical day….. Read more →
Managing and understanding investment risk
The amount of risk involved with an investment can be managed by matching it appropriately with the length of time you have available to invest, your tolerance towards fluctuations in returns and your investment time frame. Read more →
Protection planning and the lack of it
Homebuyers have house insurance and motorists need to have car insurance – despite the fact that the chance of your house suffering significant damage is remote, and that many people never claim on their car insurance. They do of course provide valuable peace of mind. But would we be lining up to buy these products if they weren’t legally required? Read more →
Saving for a baby? Surely not!
Saving for your child’s future can be one way of giving them financial freedom in later life and that’s why it’s advisable to start considering all the investment options early on. Read more →
Workplace pension advice – the most common questions
Pensions are far from simple, many in our industry take a certain level of knowledge for granted when delivering pension advice. Our experience is that many employees have little understanding of retirement planning and are left to make their own decisions.Why should you take action? An overview of Corporate Social Responsibility
The culture of a business develops and changes over time. It’s shaped internally by the people within the business and impacts externally on clients and/or customers. Read more →
Capital Gains Tax – an overview
Capital Gains Tax is a tax on the profit or gain you make when you sell, give away, exchange or otherwise dispose of all or part of a business asset, owned by yourself or by your business partnership. Read more →
