Aviva’s first working lives report
This research is a powerful insight into the mindset and thinking of employees in the UK today. It is valuable reading for any employer questioning how employees perceive and value pensions and other benefits provided, and then how to shape a benefit structure to obtain maximum value for the company, in attracting and retaining good people. Read more →
Holroyd appoint Cullen Financial Planning
We’re delighted to announce that we were recently appointed to look after the corporate pension arrangements of Holroyd Ltd. Late last year Holroyd took the decision to use our Managed Pension Service, recognising the need for employee advice that supported their own strong pensions culture and commitment to staff welfare. Read more →
Workplace pension advice – the most common questions
Pensions are far from simple, many in our industry take a certain level of knowledge for granted when delivering pension advice. Our experience is that many employees have little understanding of retirement planning and are left to make their own decisions.Why should you take action? An overview of Corporate Social Responsibility
The culture of a business develops and changes over time. It’s shaped internally by the people within the business and impacts externally on clients and/or customers. Read more →
Undersaving Britain
Pension saving is at its lowest level for 10 years according to recently published Department of Work and Pensions (DWP) analysis by the Family Resources Survey (FRS), a key source for pension information. The analysis came from interviews with around 25,000 private households across the UK in 2009 and 2010. Read more →
Pension auto-enrolment must be postponed – IoD
The Institute of Directors has called for the Government to postpone the phased introduction of its controversial pension auto-enrolment scheme for two years, until 2014. At present, the plans will see some employees being enrolled onto the scheme from October 2012.
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Government confirms auto-enrolment delay for small firms
With George Osborne’s Autumn Statement and the strike by public sector workers happening almost simultaneously, an announcement by Pensions Minister Steve Webb about auto-enrolment in pension schemes was never going to grab the headlines. However, the announcement does have significant implications for Britain’s small businesses.
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Q&A on the National Employee Savings Trust (NEST)
What is NEST?
Basically, it means that all companies who aren’t exempt will have to offer staff a company pension scheme. It is a new scheme aimed at increasing the level of retirement saving in the UK by requiring both employers and employees to contribute to a pension scheme. Employers may be exempt if they already contribute to a pension scheme for employees at a level at least equivalent to the NEST requirements. It used to be called the Personal Accounts Pension Scheme. Read more →
What does pension auto-enrolment mean for you?
At present, many workers fail to take up valuable pension benefits because they do not make an application to join their employer’s scheme. From 1 October 2012 (subject to an employer’s own introduction date), all eligible workers will be automatically enrolled into their employer’s qualifying pension scheme without any active decision on their part. Read more →
