ISAs gathering dust, not interest?
An increasing number of new cash ISA products are being sold with additional interest as a bonus percentage, usually for no more than the first year. Investors who do not review their ISA holdings on at least a yearly basis may find that a later interest yield is dramatically less than they expected. Some people with ISA investments believe that it is not easy or even possible to transfer their ISAs from one provider to another. Read more →
Budget 2012 Overview
Summary
The Chancellor presented his third full Budget since the coalition Government took power on Wednesday, 21st March.
Billed as ‘the budget for working people’ with a promise to ‘back business’, Mr Osborne highlighted the Government’s commitment to three specific areas: a stable economy, a fairer, more efficient and simpler tax system and reforms to support growth. Read more →
Consolidating your ISAs – what it is and is it worth it?
Individual Savings Accounts (ISAs) were introduced in April 1999 and replaced the earlier Personal Equity Plans (PEPs) and Tax Exempt Special Savings Accounts (TESSAs). They were established to encourage us all to save more, an initiative that many consider a success.
